
This Week
Clear thinking on money, technology, and modern work.
A slower way to think about money. Photo via Unsplash.
Latest Stories
Short reads on rates, AI, and the money choices that add up.
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Five AI Prompt Habits That Actually Improve the Output
Generic AI answers come from generic prompts. Five practical habits, with before and after examples and two copy and paste templates.
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What a $1.2 Billion Money Laundering Penalty Reveals About Bank Monitoring
Bank of America paid a $1.2 billion penalty for weak anti money laundering controls. What went wrong, how laundering works, and what…
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Your HSA in 2026: Rates, Limits, and the Rising Cost of Care
Rates, inflation, and medical costs all meet in your HSA. Here is the simple path, the 2026 limits, and a calculator to…
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Why Higher Interest Rates Make AI More Expensive to Build
Big tech is leaning on debt to build AI just as borrowing got pricier. Here is what higher rates mean for AI…
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How Interest Rates Quietly Shape Market Liquidity
A simple map of how Fed policy rates flow through bank reserves and funding markets into everyday loan and deposit conditions.
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Where AI Helps at Work, and Where Your Judgment Still Leads
AI makes many tasks faster. This post shows where it helps, where it can mislead you, and a simple habit to stay…